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Creating a Budget

14 August, 2023 by KatBp 34 Comments

This is a sponsored post and may contain affiliate links. (Due August 16th)

 

Are you on a budget? I love budgeting for my family. I guess I have always learned how to budget and save money ever since I was little. It has been something I have always been taught, and still do today. I know it can be tough to try to stick to a budget, but once you get the hang of it, it’s actually very simple. There are a lot of ways you can help your family and yourself to stay on budget. Saving money and staying on budget is always a great idea.

Keep Your Bills in Order

Always make sure you have enough money to cover all your bills before spending money on something you may not need. There are a lot of bills to cover and on top of that, you have to remember to include other things such as gas for your vehicle. Make a plan and stick to it when it comes to payments. You don’t want to have no money when it comes to your bills or expenses that you need to cover. Having everything written down is a great way to keep track of what you’re spending monthly. This will help you know how much you may have left over to spend on things you may not necessarily need.

Need a Loan?

If you’re having a hard time and need a loan, but don’t know where to start, MoneyMutual is a great place to start. It’s a great place to begin to help you get the money you may need. It’s more common than one may think that people may have a hard time coming up with money if they were ever in a situation where they needed it right away. You never know what may happen, and having the money may be tough. MoneyMutal is there for you in case you need to borrow in an emergency. Emergencies may come up when you least expect it, and if you don’t have the money to pay those, you’re probably going to want to think about getting a loan. Thankfully there are places out there like MoneyMutual that can help you get the loan you need.

Nobody ever expects to have an unexpected payment, but you really never know when that could happen. I have been in situations where I needed the extra money for something that I didn’t know was going to happen. In fact, I’ve had this happen multiple times before.

Don’t Spend Money on Things You Don’t Need

Always have priorities straight, and never buy anything unless you absolutely need it. It’s okay to spend here and there, but be careful with your money. You don’t want to end up going in debt just because of something you wanted and didn’t need. I’m always very careful when it comes to money, and I think others should be as well. It’s a great feeling when you can save up some money for things you may want later on. It’s nice to get things you want too, but just make sure you have the extra money to do so first.

Overall, just be careful when it comes to money, and if you need help, MoneyMutal is there for you and your loan needs. There are a lot more people out there who could use help with money and loans than one may think, so it’s great to have someone out there who is willing to give you a loan when needed. Take advantage of this loan help if you need it. It could truly help in emergencies where you need the money now.

Filed Under: Family, Life

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Reader Interactions

Comments

  1. Amber Myers

    14 August, 2023 at 1:15 pm

    Budgets are so important! We always make sure to put aside money in savings in case something comes up. You just never know!

    Reply
    • KatBp

      14 August, 2023 at 3:57 pm

      Same here. I think it’s really important too.

      Reply
  2. Monidipa Dutta

    14 August, 2023 at 1:32 pm

    Your budgeting insights are on point! Your tips on bill management and avoiding unnecessary spending resonate well. MoneyMutual recommendation is a gem for unexpected needs. Your practical approach and loan advice make financial planning feel manageable and less daunting. Kudos! 💰📊🛍️

    Reply
    • KatBp

      14 August, 2023 at 3:57 pm

      It really is nice to have places like this that can help in case of emergencies.

      Reply
  3. Anita Fonte

    14 August, 2023 at 3:21 pm

    Wow, I didn’t know about Money Mutual. This is good to know, as you never know when you will need this given all the natural disasters.

    Reply
    • KatBp

      14 August, 2023 at 3:56 pm

      Right.

      Reply
  4. Tara Pittman

    14 August, 2023 at 5:34 pm

    Having extra money put aside is always smart. You need to be prepared for unexpected things like having to buy a new fridge.

    Reply
    • KatBp

      15 August, 2023 at 8:42 am

      Yes, it really is.

      Reply
  5. LisaLisa

    14 August, 2023 at 8:47 pm

    Creating a budget is one thing I still need to work on til this day. It’s hard to stick to, but all worth the effort of doing so.

    Reply
    • KatBp

      15 August, 2023 at 8:42 am

      I think it’s one of the best things to do honestly.

      Reply
  6. Melissa Cushing

    15 August, 2023 at 6:17 am

    Great tips here for sure on creating a b budget which is super hard to do these days. Anything I can do to stick to a budget to try and save is a good thing or sure!

    Reply
    • KatBp

      15 August, 2023 at 8:42 am

      Exactly!

      Reply
  7. Alita Pacio

    15 August, 2023 at 8:32 am

    We probably heard all these things already, but we all need reminders from time to time. Its important!

    Reply
    • KatBp

      15 August, 2023 at 8:43 am

      Right.

      Reply
  8. Beautiful Touches

    15 August, 2023 at 9:54 am

    Creating a budget is a great task for anyone trying to be mindful of their finances!

    Reply
    • KatBp

      15 August, 2023 at 12:09 pm

      Right!

      Reply
  9. MELANIE E

    15 August, 2023 at 10:46 am

    I do stick to a budget quite well. I only buy what I need.

    Reply
    • KatBp

      15 August, 2023 at 12:09 pm

      Same!

      Reply
  10. Catalina

    15 August, 2023 at 11:04 am

    I still can’t stick to a budget. I need to work on it a lot!

    Reply
    • KatBp

      15 August, 2023 at 12:08 pm

      It’s definitely something to work at.

      Reply
  11. Gervin Khan

    15 August, 2023 at 12:26 pm

    It is really hard to budget, especially if you don’t have enough to cover everything.
    I agree with all of your tips, they are really helpful!

    Reply
    • KatBp

      15 August, 2023 at 5:20 pm

      Exactly. Budgeting can be hard at times.

      Reply
  12. Zab Zaria

    15 August, 2023 at 3:32 pm

    It was helpful to have the information you provided. Your sharing of it is greatly appreciated.

    Reply
    • KatBp

      15 August, 2023 at 5:20 pm

      I’m so glad to hear that.

      Reply
  13. laura

    15 August, 2023 at 4:44 pm

    Budgeting is so important in my family, there are times that I went over. But I was able to take control and continue off on tack.

    Reply
    • KatBp

      15 August, 2023 at 5:21 pm

      Yes! It can be hard at times, but rewarding too.

      Reply
  14. JRC

    15 August, 2023 at 8:32 pm

    Adulthood is realizing you can’t spend every penny you have if you want to live another few days or months. A sis is gotta eat! Great post

    Reply
    • KatBp

      16 August, 2023 at 8:58 am

      Exactly!

      Reply
  15. vidya

    16 August, 2023 at 12:08 am

    making and keeping track of budgets is such a useful and important skill to have ..

    Reply
    • KatBp

      16 August, 2023 at 8:58 am

      Yes, it really is.

      Reply
  16. Lynndee

    16 August, 2023 at 7:47 am

    We always make sure that our bills are covered and we set aside savings too. It’s good to know about MoneyMutual. Will keep them in mind in case of emergency.

    Reply
    • KatBp

      16 August, 2023 at 9:00 am

      That’s so good. It’s always nice to keep money aside.

      Reply
  17. Christy G

    20 August, 2023 at 11:57 pm

    I do my best to live within my means. I also try to pay cash for everything as much as possible. Keeping a small savings account helps me get through the months where I am a little short due to hours at work or not earning enough on the side.

    Reply
    • KatBp

      21 August, 2023 at 7:46 am

      I try to do the same as well. It’s nice to be able to save up in case of emergencies.

      Reply

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About Me

Hello! I’m Kathy. I’m a full time mother of two daughters. I also have a husband who I’ve been married to for 16 years. I’m passionate about food, DIY, photography & animals. I enjoy cooking, traveling, taking photos, writing and spending time with my family.

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